Which Businesses Make Good Money

When I was just starting out as an accountant I spent some time doing tax returns for SMEs at a small accounting practice. It was interesting to be able to see inside lots of different businesses and try to work out what made them tick. I just saw the numbers because I was stuck in […]

How to choose good accounts staff

Just a few years ago people were saying accounting jobs were dying out – about to be killed off by automation. The 20th-century dream of “untouched by human hands” is looking pretty unlikely – for a while yet at least. Turns out it’s often more expensive to automate than for a person to do it. […]

How to be Accountable Working From Home

One of the great things about working from home is being able to put a load of washing on while you think about that email you’re about to send. You and I started moving away from 9 to 5 some time ago, getting emails at all hours etc, but Covid has been making blended work/personal […]

You Need Cash – Maslow Levels for Your Business

Maslow’s hierarchy of needs explains why people will risk their safety to eat. First things first. Makes sense. Maslow is also a great way to think about important aspects of your business.   Level 1 – Can you pay the wages? If you have ever had to scramble to cover payroll you know how much […]

The Art of Seeing Your Business From More Than One Perspective

Robert Hughes’ excellent book The Shock of the New helped me to understand cubism. A movement that tried to see things from more than one perspective. Cubism broke things down into elements and reassembled them in different ways. It was trying to make sense of a fast-changing and somewhat out-of-control world at the time. Some […]

Sales and Accounts – Divided by Common Language


It won’t help to speak louder and slower to the accounts team, it will not help at all. You need to be able to ask questions and make requests in particular ways.   Some tips if you are required to venture into the accounts office…… Say something nice. Just like you should to anyone. My […]

Make sure your spreadsheets don’t add up to a hill of beans

Have you ever been shocked by your credit card statement? Surely you didn’t use it that much? How did three cheap lunches, and one pair of jeans, add up to $2,000?    The same thing can happen with your business. All businesses have some sort of quoting mechanism but not all businesses make sure they […]

Is it all in your head?

Trying to keep on top of everything is hard enough at the best of times but Covid has made it even harder. My To-Do list has 80 things in it today, and it’s a Sunday. We have to make lists because we can’t keep everything in our heads. In 1956 George A. Miller published “The Magical Number […]

How To Do A Cash Flow Forecast

A weekly cash flow forecast is one of the most important tasks you can do in your business. Lots of businesses have failed because of poor cash flow forecasting. Whilst it’s true that most cash flow problems are actually profit problems, a cash shortage has a way of getting your attention – you can’t keep […]

Will There Be a Lot More Doggie Day Cares?


I have always said that once you get to be an outside cat it’s very difficult to go back to being an inside cat. We hear that a lot of people are enjoying working from home. A lot have got lockdown dogs and bicycles. All that time and money saved by not commuting. Money saved […]